The participating insurance regulators across Canada have the authority under their respective insurance legislation to collect statistics from licensed insurers. Statistics are collected in a standardized format as identified in the Statistical Plan manuals as approved by regulators.
There are three mandatory statistical plans:
- Automobile Statistical Plan (ASP)– insurers operating in Alberta, Ontario, New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland & Labrador, Yukon, Nunavut and the Northwest Territories must report statistics for automobile insurance under this statistical plan
- Ontario Statutory Accident Benefits Statistical Plan (OSABSP) – insurers operating in Ontario must report statistics for automobile insurance accident benefits coverage. The statistics captured are in more detail than the statistics captured under the ASP.
- Ontario Commercial Liability Statistical Plan (CLSP) – insurers operating in Ontario must report statistics for commercial liability insurance
The statistical data collected provides information that is used in determining and reviewing rates as well as providing more insight into the costs of insurance. The data captured under the statistical plans is at a finer level of detail (e.g. average costs of claims and the number of claims) than that available through financial reports and is presented on an accident-year basis to allow for an appropriate matching of premiums and claims for determining and reviewing rates.
Reports or exhibits are prepared and published based on the statistical data collected. The exhibits present key insurance statistics. Click on the links to Key Definitions and Frequently Asked Questions for more information about the exhibits.
High Level Data
Premiums and claims data for automobile insurance by coverage and by type of vehicle on an accident- year basis are presented in the Actual Loss Ratio (AU10, AU11) exhibits for Ontario, Alberta, Atlantic Provinces and the Territories.
Actual Loss Ratio exhibits for Private Passenger Automobile (AU05), along with extracts from the Introduction (AU03), have been provided for:
Widely used statistics have been captured in a graphical format for your information in Key Measures.Contact GISA at firstname.lastname@example.org if you have questions about the information presented.