General Insurance Statistical Agency

CLSP Exhibit Showcase


Below is a list of most commonly requested CLSP exhibits. A sample snapshot and content are available for reference.

Reports or exhibits are prepared and published based on the statistical data collected. The reports present key insurance statistics. For information and access to the CLSP exhibits, please refer to the PDF icon  GISA Catalogue of Statistical Information, and complete the Exhibits Order to order them.

Exhibits are updated on an annual basis to reflect data from the previous year. Please refer to the “Availability” column for each year’s publication time. Availability may change slightly each year, please refer to PDF icon  GISA Catalogue of Statistical Information for updates.

Search terms in the table below:

 
Analysis by Coverage/Policy Form (LIAB 1001) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Written Premium
  • Earned Premium
  • Undeveloped Loss and ALAE Amount
  • Undeveloped Number of Generated Claims
  • Average Size of Undeveloped Claim
  • Undeveloped Earned loss Ratio
This report provides an analysis of earned loss ratios and average costs per claim by coverage/policy form at the provincial level.
This information can:
  • assist actuaries in the development of policy form differentials; and
  • assist underwriters, marketers and claims personnel looking at their market share and comparing the experience of their own company against that of the industry.
Analysis by Major Class(LIAB 1501) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Written Premium
  • Earned Premium
  • Undeveloped Loss and ALAE Amount
  • Undeveloped Number of Generated Claims
  • Average Size of Undeveloped Claim
  • Undeveloped Earned loss Ratio
Incurred/earned statistics are presented by major classification at the provincial level. The statistics provide an analysis of earned loss ratios and average costs per claim.
This information can assist:
  • actuaries in the development of major class differentials; and
  • underwriters, marketers and claims personnel looking at their market share and comparing the experience of their own company against that of the industry.
Distribution of Large Incurred Losses (LIAB 2001 - 2101) see snapshot 
Main Fields Description Exhibit Uses
  • Coverage
  • Policy Form
  • Kind of Loss
  • Accident Year
  • Undeveloped Number of Generated Claims
  • Undeveloped Losses and ALAE
These reports are intended to supplement the regular exhibits whenever possible. All individual losses exceeding $200,000, $500,000 and $1,000,000 are included. These reports are produced by coverage/policy form within major class and by industry code.
This information can assist actuaries to:
  • properly analyze the exhibits by taking account of unusual or catastrophic type events;
  • determine risk loadings; and
  • perform size of loss analysis for pricing and reinsurance purpose.
Analysis by Industry Code (LIAB 2501) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Written Premium
  • Earned Premium
  • Undeveloped Losses and ALAE
  • Undeveloped Number of Generated Claims
  • Average Size of Undeveloped Claim
  • Undeveloped Earned Loss Ratio
This exhibit presents the incurred/earned statistics by industry code. The statistics provide an analysis of earned loss ratios and average costs per claim by industry code.
This information can assist:
  • actuaries in the development of industry code differentials; and
  • underwriters, marketers and claims personnel looking at their market share and comparing the experience of their own company against that of the industry.
Analysis by Policy Limit (LIAB 3001) see snapshot 
Main Fields Description Exhibit Uses
  • Policy Limits
  • Written Premium
  • Earned Premium
  • Undeveloped Losses and ALAE
  • Undeveloped Number of Generated Claims
  • Average Size of Undeveloped Claim
  • Undeveloped Earned Loss Ratio
This exhibit presents the distribution of policies by coverage/policy form and policy limit range. The statistics provide an analysis of earned loss ratios and average costs per claim. The report shows all provinces combined.
This information can assist actuaries to:
  • observe trends in shifting limit distributions.
  • price risks at various policy limits.
Analysis by Claim Location (LIAB 3501) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Undeveloped Number of Generated Claims
  • Percentage
  • Undeveloped Losses and ALAE
This exhibit presents a provincial distribution of claim experience at the coverage level based on claim location.
This information can assist actuaries to:
analyze the loss experience by jurisdictions where claims occurred other than where the policy was written.
Analysis by Type of Expense (LIAB 4001) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Kind of Loss
  • Earned Premium
  • Undeveloped Loss & Allocated Loss Adjustment Expenses
  • Undeveloped Pure Loss Amount
  • Undeveloped Legal Expense
  • Undeveloped Expert Fees
  • Undeveloped Adjuster
  • Investigator Expenses
  • Total Undeveloped Loss Adjustment Expenses
This two-part exhibit presents a distribution of type of expense by kind of loss using paid losses only.
The exhibit is subdivided into two sections:
  • Analysis by Type of Expense and Coverage/Policy Form; and
  • Analysis by Type of Expense and Major Class.
The report shows all provinces combined. The CD-ROM or e-mail shows all reported provinces. Two graphical comparisons are presented:
  • paid expenses to paid loss ratio by kind of loss for the latest five accident years; and
  • paid expenses to paid loss ratio for each type of expense by kind of loss for the latest five accident years combined.
This information can:
  • assist actuaries to evaluate historical expense ratios by expense categories;
  • assist actuaries and claims personnel in setting loss and claim adjustment expense reserves; and
  • assist finance personnel in comparing their company’s expense ratio to that of the industry.
Loss Development (LIAB 4501) see snapshot 
Main Fields Description Exhibit Uses
  • Accident Year
  • Written Premium
  • Earned Premium
  • Written Vehicles
  • Earned Vehicles
  • Incurred Losses
  • Claim Counts
This exhibit presents the historical accident year development, reported at the end of successive twelve-month periods, of claim counts and loss amounts by coverage and kind of loss on an incurred basis.
This information can assist actuaries to:
  • develop estimates of Incurred But Not Reported (IBNR) amounts and payout patterns for actuarial valuations and rate level adequacy analysis purpose; and
  • develop rates for alternative commercial liability insurance products.
Size of Loss Distribution (LIAB 5001-02) see snapshot 
Main Fields Description Exhibit Uses
  • Size of Pure Loss Group
  • Undeveloped Number of Generated Claims
  • Undeveloped Loss Amount
  • Undeveloped Expense Amount
  • Undeveloped Losses and ALAE
This two-part exhibit provides a detailed breakdown by incurred pure loss amount and expense information by size of loss within coverage/policy form.
The exhibit is presented in two parts showing:
  • the claim count for claims generated at a kind of loss level; and
  • the occurrence count for claims generated at a coverage level.
This information can assist actuaries to:
  • estimate increased limit factors;
  • estimate expense factors for various sizes on the current product mix; and
  • estimate expected sizes of future losses on the current product mix.